SELECT YOUR STATE & LENDER
Choose your state of residence below to find the best lenders in your area.
Submit Online Application
Once you've landed on lender's website, read carefully the terms of the loan and complete the online application
Get Approval Status
Most applicants will get approved within minutes, wile the others may have to wait up to an hour, depending on the selected lender
Get your cash
As soon as your application has been approved, you will receive the funds you requested within a few hours or the very next day at the latest. It's never been easier!!
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Cash Store Payday Loans
Online payday loan fast cash stores offer a variety of options. Most often, they are cheaper than those at offline payday stores. There are certainly lenders charging extremely high interest, but you can easily avoid them by shopping around. Basically, it’s one of the benefits to compare fees online and find the lowest rates in minutes.
Rates To Look For
Most online payday loan stores charge a finance fee rather than an interest rate. Some also charge an additional application fee. If you shop around a little you can find stores that don’t charge this fee. And some of them offer a free loan for 1st time borrowers.
While checking loan rates, you should compare the APRs, which allows to see what the loan will cost.
Beware High Rates
Don’t go with the first payday loan offer you receive. Shop around for a few quotes. You can do this by checking a few websites or if you call up a fee loan stores. You can find what you’re looking for either under “FAQ” or “Fees” section of the lender’s website.
You should pay attention to the repayment terms as well. For example, if you need a payday loan for 2 weeks, look at how much in fees the lender charges for the 2 weeks period.
Understand Repayment Plans
Another way for lenders to generate a profit if you delay your loan payments. Initially those companies may offer cheap rates, but if you add a few days or weeks to the initial term by rescheduling the payment plan, you’ll need to pay high extension fees.
When you finally select the right lender, make sure you pay back in full on your payday. That will reduce the overall costs associated with the loan saving more money for yourself.
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